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BNI franchise — is it worth it?

FDD-based assessment · registered 2026

Low risk Growing network Item 19 disclosed

BNI offers a franchise opportunity with a relatively low initial investment range of $53,410 to $270,070.

Everything below is free, read straight off BNI's registered filing. The $99 report is the part a single FDD can't give you: the earnings figures themselves, and where every number lands against category peers.

Get the full report — $99what's inside ↓
Total initial investment
$53,410 – $270,070
Below the other median · median $202,375
Initial franchise fee
$35,000
FDD Item 5
Royalty
20%
FDD Item 6
Item 19 earnings
Disclosed
figures locked
Litigation (Item 3)
Disclosed
in Item 3
Outlet network
101 units
+2 last year
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The numbers above tell you what BNI discloses. The report tells you whether that's good:

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Figures above are as disclosed in BNI's most recent FDD (registered 2026). Source: Wisconsin Dept. of Financial Institutions — Franchise Registration · filing 640817 — check it yourself. The Item 19 figures, where each number ranks against peers, and the litigation & churn detail are in the full report.

How much does a BNI franchise make?

BNI is one of the franchisors that answers this on the record: its most recent FDD makes an Item 19 financial performance representation — actual unit earnings figures, disclosed by the franchisor itself. The average revenue BNI reports, what that figure does and doesn't include, and where it ranks against category peers are in the full report. See every other brand that discloses earnings in the Other franchises with disclosed Item 19 earnings ranking.

BNI franchise profit vs. revenue

Revenue is not profit. An Item 19 almost always reports sales — what a location takes in — not what an owner keeps. Out of that number come BNI's 20% royalty, the ad fund, rent, payroll, supplies and debt service. No FDD tells you a BNI franchise's profit, because profit depends on your site, your rent and how you run it — so treat any "BNI franchise profit" figure quoted elsewhere as someone's estimate, not a disclosure. The full report sets BNI's disclosed revenue against its total ongoing fee load, so you can see what that revenue has to cover before anything reaches you.

BNI lawsuits & legal history (FDD Item 3)

BNI's most recently filed Franchise Disclosure Document (2026) does disclose legal proceedings in Item 3 . Item 3 is the item where a franchisor must put its material legal history on the record. Two things it is not: it covers the franchisor and its predecessors, parents and affiliates, so a disclosed case is not necessarily a suit against BNI itself; and a disclosure is a fact, not a finding of wrongdoing — most entries are contract disputes with former franchisees, which every large system accumulates. The full BNI report lists each case with what it was about and how it ended, separates franchisee disputes from corporate and securities matters, and flags the ones a franchisee started — the split that actually matters, because franchisees suing their franchisor is the signal a buyer is looking for.

BNI closures & failure rate

Before you sign, BNI will hand you a list of current owners to call as references — and they choose who's on that list. It won't include the owners who quit, got bought out, or were forced out last year. The FDD does report that number, even though the reference list leaves those people off. Below is what BNI's most recent filing shows, and whether it's normal for a franchise of this kind.

The closest thing an FDD has to a failure rate is Item 20 — outlet openings, closures, terminations and non-renewals, reported by the franchisor. BNI's latest tables show a growing franchised network. The actual closure and termination counts, and how BNI's churn ranks against category peers, are in the full report.

The full BNI report — $99

The Item 19 earnings figures, every number ranked against category peers, and the litigation and churn detail — delivered instantly, yours to keep.

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Who owns BNI?

BNI's franchise is offered by BNI Franchising, LLC — the franchisor named on the cover of its most recently filed Franchise Disclosure Document (2026), and the entity a franchisee actually signs with. That name comes straight off the filing at WI DFI; it identifies the franchisor, not necessarily the ultimate parent company behind it.

Franchises at a similar investment level at a similar investment level

Anyone weighing BNI is really weighing it against the other brands their money could go into. These are the closest by total initial investment (FDD Item 7), each with its own FDD-based page.

Bombs Away$51,740 – $113,000 · Item 19 disclosedShippingShop$99,500 – $209,000Home Care for the 21st Century LLC (Delaware LLC)$116,300 – $196,600Hardtop Hotel$124,340 – $191,875 · Item 19 disclosedKitchen Tune-Up$121,930 – $198,850 · Item 19 disclosedCentury 21 Real Estate$35,770 – $286,100Wine and Design$69,950 – $271,700Kitchen Wise$127,600 – $219,000Gideon Math & Reading$122,500 – $225,500 · Item 19 disclosedBlueSage Longevity Labs (AR)$233,147 – $648,772Blue Nose Ariel Imaginginvestment not disclosedBoard and Brush Creative Studioinvestment not disclosed · Item 19 disclosed

BNI franchise — frequently asked

Who owns BNI — who is the franchisor?

BNI's most recently filed FDD (2026) names BNI Franchising, LLC as the franchisor — the entity you would actually sign the franchise agreement with, as stated on the disclosure document itself. A registry filing names the franchisor, not necessarily its ultimate parent company.

How much does a BNI franchise cost?

BNI's most recently filed FDD (Item 7) puts the total estimated initial investment at $53,410 – $270,070, with an initial franchise fee of $35,000 and a 20% royalty. That price is the franchisor's own estimate of what it takes to open, not a quote. The full report breaks down every fee line and benchmarks it against category peers.

How much profit does a BNI franchise make?

BNI discloses unit earnings in Item 19, but that figure is revenue — sales — not profit. Royalties (20% of gross for BNI), the ad fund, rent, payroll and supplies all come out of it, and no FDD discloses what an owner nets. Any BNI franchise profit number quoted elsewhere is an estimate. The full report shows the disclosed revenue against the full ongoing fee load it has to cover.

Does BNI disclose financial performance (Item 19)?

Yes — BNI reports unit-level earnings in Item 19. The full report shows the actual revenue figures and how they rank against category peers.

Are there lawsuits against BNI?

BNI's most recently filed FDD (2026) discloses legal proceedings in Item 3. Item 3 covers the franchisor, its predecessors, parents and affiliates — so a disclosed case is not necessarily a suit against BNI itself, and a disclosure is not a finding of wrongdoing. The full report lists each case, separates franchisee disputes from corporate and securities matters, and flags the franchisee-initiated ones.

Is BNI a good franchise to buy?

Nobody can answer that from BNI's numbers alone — it comes down to how its investment, earnings, litigation and franchisee churn stack up against category peers, which is what the full report is for. Our read on this filing is low risk, stated free above. For $99 you get the figures driving that read, the actual Item 19 earnings (disclosed in this FDD), where every figure ranks against peers, and the specific questions to ask the franchisor before you sign.

Decide with the numbers — $99

A BNI franchise is a $53,410 – $270,070 decision you make once, on a ten-year agreement, usually with a personal guarantee behind it. For $99 you get an independent read of the document that decides it: the actual Item 19 earnings, every figure ranked against category peers, the litigation split into franchisee and corporate matters, the churn behind the outlet count — and the questions to put to the franchisor before you sign. If it tells you nothing new, reply within 14 days and we'll refund it.

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Get a free email when something changes on BNI or this category: a new FDD registration, a new lawsuit, an outlet count that shifts, or Item 19 earnings going from undisclosed to disclosed. Pulled straight from the same registries every report is built on.

This report compiles and structures publicly filed Franchise Disclosure Document (FDD) data from state franchise registrations. It is not legal, financial, or investment advice, is not affiliated with or endorsed by any franchisor, and does not replace reading the full FDD or consulting a franchise attorney or accountant. All figures are as disclosed by the franchisor in its most recent registered FDD. Item 19 financial performance representations are made at the franchisor’s option and may be absent or limited.