Franchise Facts Report → brands → Payroll Vault
Payroll Vault franchise — is it worth it?
Risk level — in the report
Payroll Vault is a business services franchise with a relatively low initial investment of $77k-$112k.
Unlock what the free page above only hints at:
- The actual Item 19 earnings — reported average unit revenue, not just “disclosed.”
- How it compares — every number ranked against business services peers (median & quartile).
- Litigation detail — each case, franchisee vs. corporate, with summaries.
- Outlet churn & the questions to ask — behind the net change above: closures, terminations, transfers, and what to put to the franchisor.
Figures above are as disclosed in Payroll Vault's most recent FDD (registered 2024). Source: California Dept. of Financial Protection and Innovation — Franchise Registration · filing app-31638. The risk level, the Item 19 figures, how it compares to peers, and the litigation & churn detail are in the full report.
How much does a Payroll Vault franchise make?
Payroll Vault is one of the franchisors that answers this on the record: its most recent FDD makes an Item 19 financial performance representation — actual unit earnings figures, disclosed by the franchisor itself. The average revenue Payroll Vault reports, what that figure does and doesn't include, and where it ranks against business services peers are in the full report. See every business services brand that discloses earnings in the Business services franchises with disclosed Item 19 earnings ranking.
Payroll Vault franchise profit vs. revenue
Revenue is not profit. An Item 19 almost always reports sales — what a location takes in — not what an owner keeps. Out of that number come Payroll Vault's 6% royalty, the ad fund, rent, payroll, supplies and debt service. No FDD tells you a Payroll Vault franchise's profit, because profit depends on your site, your rent and how you run it — so treat any "Payroll Vault franchise profit" figure quoted elsewhere as someone's estimate, not a disclosure. The full report sets Payroll Vault's disclosed revenue against its total ongoing fee load, so you can see what that revenue has to cover before anything reaches you.
Payroll Vault lawsuits & legal history (FDD Item 3)
Payroll Vault's most recently filed Franchise Disclosure Document (2024) discloses no litigation in Item 3. That is a real signal rather than a gap: the FTC Franchise Rule requires a franchisor to disclose material litigation involving itself, its predecessors, parents, affiliates and management, so an empty Item 3 in a current filing means there was nothing it was required to report. It is worth reading alongside the churn numbers — a system can have a clean Item 3 and still be losing franchisees, which is what Item 20 shows.
Payroll Vault closures & failure rate
Before you sign, Payroll Vault will hand you a list of current owners to call as references — and they choose who's on that list. It won't include the owners who quit, got bought out, or were forced out last year. The FDD does report that number, even though the reference list leaves those people off. Below is what Payroll Vault's most recent filing shows, and whether it's normal for a business services of this kind.
The closest thing an FDD has to a failure rate is Item 20 — outlet openings, closures, terminations and non-renewals, reported by the franchisor. Payroll Vault's latest tables show a growing franchised network. The actual closure and termination counts, and how Payroll Vault's churn ranks against business services peers, are in the full report.
The actual Item 19 earnings, every figure ranked against business services peers, litigation and churn detail — emailed as a PDF.
Who owns Payroll Vault?
Payroll Vault's franchise is offered by Payroll Vault Franchising, LLC — the franchisor named on the cover of its most recently filed Franchise Disclosure Document (2024), and the entity a franchisee actually signs with. That name comes straight off the filing at CA DFPI; it identifies the franchisor, not necessarily the ultimate parent company behind it.
Business services franchises at a similar investment level
Anyone weighing Payroll Vault is really weighing it against the other brands their money could go into. These are the closest by total initial investment (FDD Item 7), each with its own FDD-based page.
Payroll Vault franchise — frequently asked
Who owns Payroll Vault — who is the franchisor?
Payroll Vault's most recently filed FDD (2024) names Payroll Vault Franchising, LLC as the franchisor — the entity you would actually sign the franchise agreement with, as stated on the disclosure document itself. A registry filing names the franchisor, not necessarily its ultimate parent company.
How much does a Payroll Vault franchise cost?
Payroll Vault's most recently filed FDD (Item 7) puts the total estimated initial investment at $77,375 – $111,885 and a 6% royalty. That price is the franchisor's own estimate of what it takes to open, not a quote. The full report breaks down every fee line and benchmarks it against business services peers.
How much profit does a Payroll Vault franchise make?
Payroll Vault discloses unit earnings in Item 19, but that figure is revenue — sales — not profit. Royalties (6% of gross for Payroll Vault), the ad fund, rent, payroll and supplies all come out of it, and no FDD discloses what an owner nets. Any Payroll Vault franchise profit number quoted elsewhere is an estimate. The full report shows the disclosed revenue against the full ongoing fee load it has to cover.
Does Payroll Vault disclose financial performance (Item 19)?
Yes — Payroll Vault reports unit-level earnings in Item 19. The full report shows the actual revenue figures and how they rank against business services peers.
Are there lawsuits against Payroll Vault?
No — Payroll Vault's most recently filed FDD (2024) discloses no litigation in Item 3. Franchisors must disclose material litigation involving themselves, their predecessors, parents, affiliates and management, so an empty Item 3 is a genuine signal rather than an omission.
Is Payroll Vault a good franchise to buy?
That comes down to how Payroll Vault's investment, earnings, litigation and franchisee churn stack up against business services peers — which is exactly what the full report answers. For $99 you get the risk level and what's driving it, the actual Item 19 earnings (disclosed in this FDD), where every figure ranks against peers, and the specific questions to ask the franchisor before you sign.
Everything the sections above point to, in one place: Payroll Vault's risk level and what's driving it, the actual Item 19 earnings, every figure ranked against business services peers, and the litigation & churn detail — with the questions to put to the franchisor before you sign.
Get a free email when something changes on Payroll Vault or business services: a new FDD registration, a new lawsuit, an outlet count that shifts, or Item 19 earnings going from undisclosed to disclosed. Pulled straight from the same registries every report is built on.