Franchise Facts Report → brands → Estrella Insurance
Estrella Insurance franchise — is it worth it?
Risk level — in the report
Estrella Insurance offers a financial services franchise with a relatively low initial investment range of $49,950 to $84,000.
Unlock what the free page above only hints at:
- The actual Item 19 earnings — reported average unit revenue, not just “disclosed.”
- How it compares — every number ranked against financial services peers (median & quartile).
- Litigation detail — each case, franchisee vs. corporate, with summaries.
- Outlet churn & the questions to ask — behind the net change above: closures, terminations, transfers, and what to put to the franchisor.
Figures above are as disclosed in Estrella Insurance's most recent FDD (registered 2024). Source: California Dept. of Financial Protection and Innovation — Franchise Registration · filing app-28042. The risk level, the Item 19 figures, how it compares to peers, and the litigation & churn detail are in the full report.
How much does a Estrella Insurance franchise make?
Estrella Insurance is one of the franchisors that answers this on the record: its most recent FDD makes an Item 19 financial performance representation — actual unit earnings figures, disclosed by the franchisor itself. The average revenue Estrella Insurance reports, what that figure does and doesn't include, and where it ranks against financial services peers are in the full report. See every financial services brand that discloses earnings in the Financial services franchises with disclosed Item 19 earnings ranking.
Estrella Insurance franchise profit vs. revenue
Revenue is not profit. An Item 19 almost always reports sales — what a location takes in — not what an owner keeps. Out of that number come Estrella Insurance's 10% royalty, the ad fund, rent, payroll, supplies and debt service. No FDD tells you a Estrella Insurance franchise's profit, because profit depends on your site, your rent and how you run it — so treat any "Estrella Insurance franchise profit" figure quoted elsewhere as someone's estimate, not a disclosure. The full report sets Estrella Insurance's disclosed revenue against its total ongoing fee load, so you can see what that revenue has to cover before anything reaches you.
Estrella Insurance lawsuits & legal history (FDD Item 3)
We do not publish a litigation answer for Estrella Insurance. Item 3 could not be read reliably from this particular filing, and a claim that a company has no legal history is not one to make on a failed parse — so we say we do not know instead. Item 3 of the FDD itself is the place to check; the methodology page explains what we do and do not machine-read.
Estrella Insurance closures & failure rate
Before you sign, Estrella Insurance will hand you a list of current owners to call as references — and they choose who's on that list. It won't include the owners who quit, got bought out, or were forced out last year. The FDD does report that number, even though the reference list leaves those people off. Below is what Estrella Insurance's most recent filing shows, and whether it's normal for a financial services of this kind.
The closest thing an FDD has to a failure rate is Item 20 — outlet openings, closures, terminations and non-renewals, reported by the franchisor. Estrella Insurance's latest tables show a growing franchised network. The actual closure and termination counts, and how Estrella Insurance's churn ranks against financial services peers, are in the full report.
The actual Item 19 earnings, every figure ranked against financial services peers, litigation and churn detail — emailed as a PDF.
Who owns Estrella Insurance?
Estrella Insurance's franchise is offered by Estrella Franchising, LLC — the franchisor named on the cover of its most recently filed Franchise Disclosure Document (2024), and the entity a franchisee actually signs with. That name comes straight off the filing at CA DFPI; it identifies the franchisor, not necessarily the ultimate parent company behind it.
Financial services franchises at a similar investment level
Anyone weighing Estrella Insurance is really weighing it against the other brands their money could go into. These are the closest by total initial investment (FDD Item 7), each with its own FDD-based page.
Estrella Insurance franchise — frequently asked
Who owns Estrella Insurance — who is the franchisor?
Estrella Insurance's most recently filed FDD (2024) names Estrella Franchising, LLC as the franchisor — the entity you would actually sign the franchise agreement with, as stated on the disclosure document itself. A registry filing names the franchisor, not necessarily its ultimate parent company.
How much does a Estrella Insurance franchise cost?
Estrella Insurance's most recently filed FDD (Item 7) puts the total estimated initial investment at $49,950 – $84,000, with an initial franchise fee of $25,000 and a 10% royalty. That price is the franchisor's own estimate of what it takes to open, not a quote. The full report breaks down every fee line and benchmarks it against financial services peers.
How much profit does a Estrella Insurance franchise make?
Estrella Insurance discloses unit earnings in Item 19, but that figure is revenue — sales — not profit. Royalties (10% of gross for Estrella Insurance), the ad fund, rent, payroll and supplies all come out of it, and no FDD discloses what an owner nets. Any Estrella Insurance franchise profit number quoted elsewhere is an estimate. The full report shows the disclosed revenue against the full ongoing fee load it has to cover.
Does Estrella Insurance disclose financial performance (Item 19)?
Yes — Estrella Insurance reports unit-level earnings in Item 19. The full report shows the actual revenue figures and how they rank against financial services peers.
Are there lawsuits against Estrella Insurance?
We do not publish a litigation answer for Estrella Insurance: Item 3 could not be read reliably from this filing, and we would rather say so than assert a clean record we have not verified. Item 3 of the FDD itself is the place to check.
Is Estrella Insurance a good franchise to buy?
That comes down to how Estrella Insurance's investment, earnings, litigation and franchisee churn stack up against financial services peers — which is exactly what the full report answers. For $99 you get the risk level and what's driving it, the actual Item 19 earnings (disclosed in this FDD), where every figure ranks against peers, and the specific questions to ask the franchisor before you sign.
Everything the sections above point to, in one place: Estrella Insurance's risk level and what's driving it, the actual Item 19 earnings, every figure ranked against financial services peers, and the litigation & churn detail — with the questions to put to the franchisor before you sign.
Get a free email when something changes on Estrella Insurance or financial services: a new FDD registration, a new lawsuit, an outlet count that shifts, or Item 19 earnings going from undisclosed to disclosed. Pulled straight from the same registries every report is built on.