Franchise Facts Report

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COMMISSION EXPRESS | Commission Express franchise — is it worth it?

Financial services · FDD-based assessment · registered 2024

Risk level — in the report

COMMISSION EXPRESS operates in the financial services sector, offering a franchise with an initial investment ranging from $112,800 to $192,500.

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Total initial investment
$112,800 – $192,500
Bottom quartile for financial services · median $111,775
Initial franchise fee
$25,000
FDD Item 5
Royalty
9%
FDD Item 6
Item 19 earnings
Not disclosed
no franchisor earnings
Litigation (Item 3)
None
none disclosed
Outlet network
39 units
+1 last year
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Figures above are as disclosed in COMMISSION EXPRESS | Commission Express's most recent FDD (registered 2024). Source: California Dept. of Financial Protection and Innovation — Franchise Registration · filing app-32664. The risk level, the Item 19 figures, how it compares to peers, and the litigation & churn detail are in the full report.

COMMISSION EXPRESS | Commission Express franchise profit — what the FDD discloses

Plainly: COMMISSION EXPRESS | Commission Express does not disclose franchise profit or revenue. Its most recent FDD makes no Item 19 financial performance representation, so there is no franchisor-backed earnings figure for COMMISSION EXPRESS | Commission Express — any number quoted elsewhere is an estimate, not a disclosure. The absence is itself worth weighing (many financial services franchisors do disclose), and the full report reads the risk signals COMMISSION EXPRESS | Commission Express's FDD does contain — fees, litigation, and outlet churn — against peers. For brands that put earnings on paper, see Financial services franchises with disclosed Item 19 earnings.

COMMISSION EXPRESS | Commission Express lawsuits & legal history (FDD Item 3)

COMMISSION EXPRESS | Commission Express's most recently filed Franchise Disclosure Document (2024) discloses no litigation in Item 3. That is a real signal rather than a gap: the FTC Franchise Rule requires a franchisor to disclose material litigation involving itself, its predecessors, parents, affiliates and management, so an empty Item 3 in a current filing means there was nothing it was required to report. It is worth reading alongside the churn numbers — a system can have a clean Item 3 and still be losing franchisees, which is what Item 20 shows.

COMMISSION EXPRESS | Commission Express closures & failure rate

Before you sign, COMMISSION EXPRESS | Commission Express will hand you a list of current owners to call as references — and they choose who's on that list. It won't include the owners who quit, got bought out, or were forced out last year. The FDD does report that number, even though the reference list leaves those people off. Below is what COMMISSION EXPRESS | Commission Express's most recent filing shows, and whether it's normal for a financial services of this kind.

The closest thing an FDD has to a failure rate is Item 20 — outlet openings, closures, terminations and non-renewals, reported by the franchisor. COMMISSION EXPRESS | Commission Express's latest tables show a growing franchised network. The actual closure and termination counts, and how COMMISSION EXPRESS | Commission Express's churn ranks against financial services peers, are in the full report.

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The risk & red-flag breakdown, every figure ranked against financial services peers, litigation and churn detail — emailed as a PDF.

Who owns COMMISSION EXPRESS | Commission Express?

COMMISSION EXPRESS | Commission Express's franchise is offered by Commission Express National Inc. — the franchisor named on the cover of its most recently filed Franchise Disclosure Document (2024), and the entity a franchisee actually signs with. That name comes straight off the filing at CA DFPI; it identifies the franchisor, not necessarily the ultimate parent company behind it.

Financial services franchises at a similar investment level

Anyone weighing COMMISSION EXPRESS | Commission Express is really weighing it against the other brands their money could go into. These are the closest by total initial investment (FDD Item 7), each with its own FDD-based page.

Freeway Insurance$34,950 – $84,000 · Item 19 disclosedEstrella Insurance$49,950 – $84,000 · Item 19 disclosedCo/LAB Lending$54,750 – $114,100All Nevada Insurance® | ANI$58,800 – $144,800Jackson Hewitt Tax Service$96,050 – $127,500 · Item 19 disclosedVeronica's Insurance$79,450 – $189,600Charles Schwab$73,520 – $207,930 · Item 19 disclosedRetirement Income Source$100,400 – $225,500Brightway Insuranceinvestment not disclosed · Item 19 disclosedGlobalGreen Insurance Agencyinvestment not disclosedMotto Mortgageinvestment not disclosedTFW Advisors | WealthAbilityinvestment not disclosed

COMMISSION EXPRESS | Commission Express franchise — frequently asked

Who owns COMMISSION EXPRESS | Commission Express — who is the franchisor?

COMMISSION EXPRESS | Commission Express's most recently filed FDD (2024) names Commission Express National Inc. as the franchisor — the entity you would actually sign the franchise agreement with, as stated on the disclosure document itself. A registry filing names the franchisor, not necessarily its ultimate parent company.

How much does a COMMISSION EXPRESS | Commission Express franchise cost?

COMMISSION EXPRESS | Commission Express's most recently filed FDD (Item 7) puts the total estimated initial investment at $112,800 – $192,500, with an initial franchise fee of $25,000 and a 9% royalty. That price is the franchisor's own estimate of what it takes to open, not a quote. The full report breaks down every fee line and benchmarks it against financial services peers.

How much profit does a COMMISSION EXPRESS | Commission Express franchise make?

COMMISSION EXPRESS | Commission Express makes no Item 19 financial performance representation, so there is no franchisor-disclosed revenue or profit figure for COMMISSION EXPRESS | Commission Express at all — and profit would never be disclosed even where earnings are, because it depends on your rent, labour and how you operate. Any profit figure quoted elsewhere is an estimate, not a disclosure.

Does COMMISSION EXPRESS | Commission Express disclose financial performance (Item 19)?

No — COMMISSION EXPRESS | Commission Express's most recent FDD makes no Item 19 financial performance representation. Its absence is worth weighing; the report focuses on the verifiable risk signals instead.

Are there lawsuits against COMMISSION EXPRESS | Commission Express?

No — COMMISSION EXPRESS | Commission Express's most recently filed FDD (2024) discloses no litigation in Item 3. Franchisors must disclose material litigation involving themselves, their predecessors, parents, affiliates and management, so an empty Item 3 is a genuine signal rather than an omission.

Is COMMISSION EXPRESS | Commission Express a good franchise to buy?

That comes down to how COMMISSION EXPRESS | Commission Express's investment, earnings, litigation and franchisee churn stack up against financial services peers — which is exactly what the full report answers. For $99 you get the risk level and what's driving it, the actual Item 19 earnings (absent from this FDD), where every figure ranks against peers, and the specific questions to ask the franchisor before you sign.

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Everything the sections above point to, in one place: COMMISSION EXPRESS | Commission Express's risk level and what's driving it, what the missing Item 19 earnings imply, every figure ranked against financial services peers, and the litigation & churn detail — with the questions to put to the franchisor before you sign.

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Get a free email when something changes on COMMISSION EXPRESS | Commission Express or financial services: a new FDD registration, a new lawsuit, an outlet count that shifts, or Item 19 earnings going from undisclosed to disclosed. Pulled straight from the same registries every report is built on.

This report compiles and structures publicly filed Franchise Disclosure Document (FDD) data from state franchise registrations. It is not legal, financial, or investment advice, is not affiliated with or endorsed by any franchisor, and does not replace reading the full FDD or consulting a franchise attorney or accountant. All figures are as disclosed by the franchisor in its most recent registered FDD. Item 19 financial performance representations are made at the franchisor’s option and may be absent or limited.