Franchise Facts Report → categories → Financial services
Financial services franchises — the FDD facts
Every financial services franchise in our corpus, on the numbers their own FDDs put on record — what it costs to open, whether the franchisor discloses earnings, how many outlets close, and the risk signals. Not marketing copy.
| Franchise | Total investment | Item 19 | Closure rate | Risk |
|---|---|---|---|---|
| All Nevada Insurance® | ANI | $58,800 – $144,800 | — | 0% | Medium |
| Brightway Insurance | — | ✓ | — | Medium |
| Charles Schwab | $73,520 – $207,930 | ✓ | 0% | Low |
| Co/LAB Lending | $54,750 – $114,100 | — | — | Medium |
| COMMISSION EXPRESS | Commission Express | $112,800 – $192,500 | — | 5.3% | Medium |
| Estrella Insurance | $49,950 – $84,000 | ✓ | — | Medium |
| Freeway Insurance | $34,950 – $84,000 | ✓ | 50% | Low |
| GlobalGreen Insurance Agency | — | — | 9.6% | High |
| Jackson Hewitt Tax Service | $96,050 – $127,500 | ✓ | — | Medium |
| Motto Mortgage | — | — | 12.3% | High |
| Retirement Income Source | $100,400 – $225,500 | — | 0% | Medium |
| TFW Advisors | WealthAbility | — | — | — | Medium |
| The Financial Architects | — | ✓ | — | Low |
| Veronica's Insurance | $79,450 – $189,600 | — | — | Medium |
| We Insure | — | — | 1% | High |
Figures as disclosed in each brand's most recent registered FDD. “—” means the FDD does not disclose it or the table did not parse cleanly — never an estimate. Tap any brand for the full breakdown. New to the term? What is Item 19? — the earnings disclosure, in plain English.
Financial services franchise rankings
Financial services franchises — frequently asked
How much does a financial services franchise cost?
The median total initial investment across the 15 financial services franchises we track is $111,775 (FDD Item 7); individual brands range widely — the table on this page shows each one. The lowest-cost brands are ranked in Cheapest Financial services franchises to open.
Which financial services franchises disclose earnings?
6 of 15 financial services franchises (40%) make an Item 19 financial performance representation in their most recent FDD — franchisor-disclosed unit earnings, not estimates. See Financial services franchises with disclosed Item 19 earnings.
What is the failure rate of financial services franchises?
Across the 8 financial services brands with parsed outlet tables, the median franchised-outlet closure rate is 3.2% (FDD Item 20 — closures, terminations and non-renewals, the closest thing an FDD has to a failure rate). 3 of the 14 with net-change data shrank in the latest reported year.
The full report on any financial services brand: risk level, actual Item 19 earnings (where disclosed), every figure ranked against financial services peers, litigation and churn detail.
One sponsored slot per category, and it's data-gated: a brand must disclose Item 19 earnings and beat the category's median closure rate to hold it. Sponsorship is always labeled and never changes a ranking, a risk read, or a report — the data on this site is not for sale. Franchisor inquiries: [email protected].